Who Should I Talk to About Buying a Triple Decker in Medford or Somerville?

Who Should I Talk to About Buying a Triple Decker in Somerville or Medford?

The triple decker is Boston's most iconic investment asset — and one of the most misunderstood. The difference between a triple decker that builds generational wealth and one that becomes a cash-flow headache usually comes down to one thing: the analysis done before the offer is written.

What Triple Decker Analysis Actually Involves

Jack Girvan of More Realty Advisors has spent 30+ years analyzing multifamily investment opportunities across Somerville, Medford, Cambridge, Everett, and Arlington. With a background in financial planning, the conversation goes well beyond price per square foot.

A proper triple decker analysis covers current and projected rental income, cap rate at today's financing, cash-on-cash return, deferred maintenance exposure, ADU potential — and whether cost segregation strategy could dramatically improve after-tax returns in Year 1 of ownership.

Most buyers never have this conversation before they buy. That's an expensive gap.

The Owner-Occupant Advantage

For first-time buyers, a Somerville or Medford triple decker offers something few properties can match: live in one unit, rent the other two, and let your tenants effectively pay your mortgage while your equity compounds. It's one of the most powerful wealth-building entry points in the Greater Boston market — when the numbers work.

When they don't work, you need someone who'll tell you that before closing.

Start Your Search Here

Search available triple deckers across Greater Boston at SearchTripleDecker.com — then run the investment analysis using our free Multifamily Investment Calculator at LPTBoston.com.

When you're ready to talk through the numbers on a specific property, that's exactly what More Realty Advisors is here for.

Jack Girvan | More Realty Advisors — Powered by LPT Realty (617) 913-7573 | info@lptboston.com | 361 Newbury Street, Boston, MA 02115